Do penalties and interest stop once I'm on a plan?

No. Both continue until the balance is paid, which is why we aim for the shortest term you can comfortably afford.

Will a payment plan stop a levy?

Generally, the IRS holds off on levies while a request is pending and while an agreement is in good standing. If you've already received a levy notice, call us today.

Will the IRS file a tax lien?

It can, particularly on larger balances. Whether it does depends on the amount owed and the type of agreement, and we'll tell you what to expect before you apply.

What if I miss a payment or can't afford my current plan?

Contact us right away. The IRS sends a notice before ending an agreement, and plans can often be reinstated or adjusted when you act quickly.

Do I have to talk to the IRS myself?

In most cases, you'll be the one the IRS speaks with, but you won't go in unprepared. With your written permission, we review your IRS records, prepare the paperwork, and walk you through what to expect before you talk with them. If your situation calls for someone who can formally represent you, we'll tell you that on the first call.

It depends on the size of the balance and how much financial documentation is needed. You'll get a clear quote after the free consultation, before any work starts. The IRS also charges its own setup fee, which varies by plan type.

Austin Tax Pros

IRS Installment Plan Assistance · Austin, TX · Serving business owners nationwide

Owe the IRS more than you can pay right now? Let's set up a payment plan you can keep.

A tax balance you can't cover feels like an emergency, and a well-built payment plan turns it into a monthly bill. We work out what you can realistically afford, match it to the right type of IRS agreement, and prepare the request so it's complete the first time.

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Call or text: (512) 996-5845

What we handle so the plan works for you

The right type of agreement. We compare your options and recommend the one that fits your balance and your cash flow.
A payment based on real numbers. We look at what the company actually brings in and spends, so the amount is one you can make every month.
A complete, accurate request. We prepare the forms and any financial statements the IRS requires, which avoids delays and back-and-forth.
A plan to stay in good standing. We make sure current taxes are covered too, since falling behind on those can cancel the agreement.

How we get you from a balance due to a payment you can manage

Tell us what you owe. In a free, confidential consultation, share your latest IRS letter or your best estimate of the balance.
We confirm the full picture. With your written permission, we review your IRS account records to verify the total and confirm that all required returns are on file. If any are missing, we handle those first through Unfiled Tax Returns.
We work out an affordable payment. We review your cash flow and determine a monthly amount you can sustain through both slow and good months.
We prepare the request and get you ready to submit it. You review everything first. If the IRS needs to speak with you, we’re on the call with you, so you’re never handling it alone.
We help you keep it. Deposits, estimated payments, and filings stay on schedule so the agreement remains in place until the balance is gone.

Start with a free consultation

The IRS will usually agree to a plan. We make sure you have the right one.

Most payment plans that fail do so for one of two reasons. The monthly amount was set higher than the company could carry, or new taxes went unpaid while the old balance was being paid down. When either happens, the IRS can end the agreement and resume collection.

Interest and penalties also keep adding up until the balance is paid, so a plan that's too long costs more than it needs to. We help you find the shortest term you can comfortably afford, and we set up your current taxes so the plan holds.

Three ways to pay over time, and how we help you choose

Option · How it works · Often the right choice when

Option	How it works	Often the right choice when
Short-term plan	The full balance is paid within about six months.	Cash is tight now, but a receivable, sale, or strong season is coming.
Monthly installment agreement	A set payment each month over a period of years.	You can pay the full balance, but you need time to do it.
Partial payment agreement	Monthly payments based on what you can afford, even if they won't cover the full balance.	Paying in full isn't realistic, and you can document why.

Balances that include payroll taxes come with stricter terms, which we cover under Payroll Tax Problems Cleanup.

If your situation suggests you may qualify to pay less than the full amount, we'll walk you through Penalty Relief & Tax Forgiveness Options as well.

A payment plan only holds if this year's taxes get paid on time.

Owing the IRS usually traces back to a year when income outran the planning. Estimated payments were too low, a profitable stretch wasn't set aside for, or the books didn't show what was coming until the return was done. Once your agreement is in place, we plan ahead with you so next year's bill is expected and funded.

Tax Strategy & Planning Business Tax Preparation Accounting Cleanup & Tech Stack Fix

Go over the numbers in person before you commit to a monthly payment.

After your free consultation, we are glad to meet anywhere in the Greater Austin area and review your cash flow with you line by line. Owners anywhere else in the country work with us by phone and video. If you also owe the Texas Comptroller, we help you plan for both balances together so one payment doesn't crowd out the other.

Questions owners ask about IRS payment plans

In most cases, yes, as long as all required returns are filed and the proposed payment is reasonable for your situation. Larger balances require more financial documentation, which we prepare with you.

A monthly payment you can plan around is closer than it feels.

The first conversation is free and confidential. Tell us what you owe, and you'll leave knowing which plan fits and what the next step is.

Call or text (512) 996-5845

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Austin, TX 30.27° N · 97.74° W Based in Austin, TX · Serving business owners nationwide · In-person meetings available across Greater Austin

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